Episode 246

Supreme Court Jestering: College Loans Don't Make HEROES!

Chelsea and I look at the recent Supreme Court ruling on two related cases about "student loan forgiveness."

In one case, students believed they were entitled to an unconstitutional handout for which they didn't qualify.

In the other case, the U.S. President believed he was entitled to make promises for the unconstitutional program itself.

The conservative majority argued that the HEROES Act of 2003 as originally intended and its "waive or modify" clause didn't allow the Secretary of Education to "rewrite" the law for a different situation and purpose. The liberal minority basically argued that the law grants "broad" and "general" powers for an "emergency" and "unforeseen events" (of course).

Chelsea and I explain four moral hazards that "student loan forgiveness" schemes introduce. We give Bible verses to encourage caution, planning, honesty, and integrity with loans.

Sources Consulted:

Official Opinion in Department of Education et al v. Brown et al.

Official Opinion in Biden v. Nebraska.

Kamaron McNair, "After student loan forgiveness, 73% of borrowers plan to spend more on travel and dining out," CNBC, November 9, 2022.

Scriptures Referenced:

Proverbs 17:18

Psalm 37:21

Luke 14:28

Proverbs 22:26-27

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Daniel Mynyk

Daniel Mynyk is a software developer with experience in the education, real estate, and manufacturing industries. He is a devout Christian and an affluent lay apologist, having taught adult Sunday School classes in theology and church history. Daniel has authored the book "Freedom To Give: The Biblical Truth About Tithing." He has also been a guest on the syndicated radio show Bob Enyart Live and popular podcasts such as Apologetics Live, Theology Throw Down, and The Rap Report with Andrew Rappaport. He runs the apologetic website TruthHub.org and hosts the weekly podcast Truthspresso. Daniel lives with his wife Chelsea their four kids.