Episode 5

Four Habits That Nickel and Dime Your Savings

Given that we are all creatures of habit and may struggle with various vices, I provide four daily or weekly habits that may be leaking holes in your wallet with your keen eye to realize it.

We may even be aware that these habits may cost us, but we may not be tracking just how much they really do!

Calculating out these habits to yearly expenses really puts pennies into perspective.

The four habits are:

  1. Daily drive-through coffee (or walk-in at a coffee shop)
  2. Eating out for lunch at work
  3. Alcoholic beverages
  4. Smoking

Articles cited:

"The Smart Reason We Waste Our Dollars On Coffee"


"The Cost of Your Drinking"


"How Much Money Does Smoking Cost You?"



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About the Podcast

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About your host

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Daniel Mynyk

Daniel Mynyk is a software developer with experience in the education, real estate, and manufacturing industries. He is a devout Christian and an affluent lay apologist, having taught adult Sunday School classes in theology and church history. Daniel has authored the book "Freedom To Give: The Biblical Truth About Tithing." He has also been a guest on the syndicated radio show Bob Enyart Live and popular podcasts such as Apologetics Live, Theology Throw Down, and The Rap Report with Andrew Rappaport. He runs the apologetic website TruthHub.org and hosts the weekly podcast Truthspresso. Daniel lives with his wife Chelsea their four kids.